《金融》[RCCSE核心论文]智能化信用评价体系模型框架与设计实现

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Model Framework and Design Implementation of intelligent Credit Evaluation System

Shiying Lu1, feng Liu2, xuanxuan Du3
Changsha university of science and technology. Hunan, China
Email: lsttoy@163.com

Abstract:
Credit evaluation is becoming the basis of loans of various financial institutions, and Internet credit investigation is a great revolution and challenge to the traditional credit investigation. With the enormous development of the Internet of things, big data and cloud computing, the collection of user behavior data of the Internet has the great advantages of extensive data volume, numerous sources and real-time update, which can reflect the characteristics and changes of personal credit investigation more comprehensively, timely and accurately. Based on the analysis of Internet user behavior, this paper establishes the model framework of intelligent

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